Invoice-level FX treasury control for South African importers and exporters
Set the FX allowance before you commit a price. Track what remains while the invoice is open. Govern the uncovered amount under a policy you approved.
SettlePoint connects the commercial quote, the exposure, the bank quote, the cover decision and the settlement outcome in one recorded workflow.
No rand forecast. No money moved. Every figure in cents, rand and policy terms.
The FX reserve is separated from execution cost and commercial margin before the price is committed.
Headroom is measured from registration; the policy’s required cover is recalculated as conditions change.
The approved plan can act now, arm a level or use the due date as its backstop.
Set an explicit allowance for adverse FX movement before you issue a customer quote or approve an import cost. Market movement, execution allowance and model risk stay separate.
See Quote Margin →Track the protection left in cents and rand, the share already consumed and the minimum cover required by your selected company policy.
See Margin Watch →Govern the amount intentionally left open: transact now, arm a named level or settle at the deadline under a standing instruction approved in advance.
See Managed Spot →SettlePoint follows the same evidence chain on every invoice, whether the rand later moves for you or against you.
Capture when the exposure became real, its amount, side, pair, due date, budget rate and owner. The opening benchmark is filed at inception.
Check quotes, log cover tranches, watch margin headroom and record policy exceptions. Actions are tied to the rule and evidence available at the time.
Grade the actual settlement against the rate available at inception, keep the audit trail and roll the book into a board-ready EXCO report.
The benchmark is settling now. Value is recognised from comparable executable bank quotes and realised settlement results, not from claiming that SettlePoint called the market correctly.
See what is independently confirmed, what is development evidence and what is withheld →
Most mid-market teams still answer these across spreadsheets, inboxes and dealer calls. SettlePoint puts the exposure, policy, action and outcome on one record. Start with your next bank quote: check one now, free →
Open risks, policy gaps, upcoming settlements and market context are brought together without turning them into a directional call.
Capture, assign, cover, settle and review every invoice with its inception benchmark and amendment history intact.
Use Quote Margin before commercial commitment and Bank Check when an executable forward quote arrives.
Run Bank Check →Version the company FX policy, run Managed Spot instructions and produce the audit trail and EXCO report.
See Managed Spot →On one million foreign-currency units, one cent on the rate is R10,000. SettlePoint measures the cents and the rand on the actual amount exposed.
Bank pricing is the quickest hard-value test. Compare like-for-like executable quotes or actual fills, then keep the result on the invoice record.
Check a real quote →The invoice register. The FX allowance. The bank quote check. Margin headroom. The approved action. The settlement result. The EXCO record. One control system, built around the rand.
Protect the margin · govern the exposure · measure every decision
Supported development curves for Quote Margin and Margin Watch; weak cells are withheld instead of filled with false precision
Risk First’s sealed historical dispersion relative to unmanaged due-date settlement across four party-era cells
Every live exposure and decision is tied to what was available then; outcomes are graded against settling at inception
Quote Margin and Margin Watch are development midpoint estimates, not executable quotes or guarantees. Managed Spot has a separate sealed risk record. Bank Check becomes hard evidence only when comparable executable client quotes are used.
Beta is free, but access is by application while capacity is limited. Tell us a little about you and we’ll email you when your spot is ready.