Quote Margin turns the pair, client side, amount and time horizon into an explicit reserve in cents and rand—before you issue a customer quote or approve an import cost.
A development estimate of adverse midpoint movement for the exact pair, importer/exporter side and horizon.
Execution allowance and model-risk overlay remain separate. They are never hidden inside one impressive-looking number.
Protected rate, rand reserve and commercial margin remaining—the figures the pricing decision actually needs.
If the evidence is weak for a pair, side or horizon, SettlePoint withholds the estimate. The ledger remains available; false precision does not.
Smaller initial allowance for businesses with more room to absorb quote variance. Mean historical midpoint coverage was 80.38% across supported development cells.
A middle control setting. Mean historical midpoint coverage was 89.57% across supported development cells.
Wider initial allowance where planning stability matters most. Mean historical midpoint coverage was 95.04% across supported development cells.
Development evidence only. These are aggregated historical midpoint results across supported cells, not an individual-invoice confidence statement, executable FX quote or guaranteed protection level.
Link Quote Margin to an open invoice and register the approved target. Margin Watch then measures headroom from that point, instead of inventing a new baseline near payment day. See how Margin Watch works →
Quote Margin is operational for supported USDZAR, EURZAR and GBPZAR cells. The client selects the target; SettlePoint does not choose it from a market label.